One Time Close Construction Loan

Build Your Dream Home With a One Time Close Construction Loan!

One loan is a simpler way to finance your dream home

Save Time and Money Today.  Apply online: Click here to apply!

If you are considering building a new home then you need to talk with ValueBank Mortgage!  We now offer  ”One Time Close” construction loans.

What does that mean for you?  No duplication of closing documents and a signification reduction in closing costs.  Documents will be modified at the end of construction period with a one-page modification document.

Qualifications Include:

  • Must be a single family detached dwelling, no condos or manufactured homes
  • Primary residence or second home
  • 15 or 30 year mortgage
  • Loan limit up to $417,000
  • Borrower on the permanent loan must be borrower on the interim loan

Benefits Include: 

  • Pre approve for permanent financing prior to construction
  • Reduced closing costs for borrower
  • Appraisal fees
  • Title fees
  • Escrow fees
  • All other closing cost fees
  • Avoid borrower’s need to find permanent financing throughout the construction phase
  • Fast turnaround time on all draw requests because it is handled internally
  • One application for construction to permanent loan to mortgage loan

Valued Customer

We're Big on Small Business!  Check out what our customers are saying.   We’ve helped large and small businesses in Texas prosper for more than 30 years.  We are ready to extend our knowledge and lending expertise to you. Call or come by today!