ValueBank Texas is chartered under the laws of the State of Texas and by state law is subject to regulatory oversight by the Texas Department of Banking. Any consumer wishing to file a complaint against ValueBank Texas should contact the Texas Department of Banking.
ValueBank Texas also engages in the money transmission and currency exchange business as an authorized delegate of American Express, MoneyGram and Foreign Currency Exchange Corporation under Chapter 151 of the Texas Finance Code. If you have a complaint, first contact the consumer assistance division of American Express at 1-800-221-7282, MoneyGram at 1-800-542-3590 or Foreign Currency Exchange Corporation at 1-407-404-7002. If you still have an unresolved complaint regarding the company’s money transmission or currency exchange activity, please direct your complaint to the Texas Department of Banking
Consumers/customers may file complaints with the Texas Department of Banking by contacting the Department through one of the means indicated below:
In Person or U.S. Mail to:
Texas Department of Banking
2601 North Lamar Boulevard, Suite 300
Austin, TX 78705-4294
Telephone No.: 1-877-276-5554 (toll free)
Fax No.: 512-475-1313
Consumer Information Protection Notice
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.
Online Privacy Statement
At ValueBank Texas, we recognize the importance of protecting the privacy of those persons using our web site. We know that maintaining the accuracy and confidentiality of financial information is important to our customers and strive to protect your privacy when you use our on-line services. Please read the following paragraphs which outline our policy. Should you have any questions after reading this, feel free to e-mail us.
Online Banking using Precision Computer Systems (PCS)
When you bank online with ValueBank Texas using PCS, the bank and the company that we work with to provide the service have access to your personal information. However, online banking is secure and requires a user I.D. and password to access accounts.
We do not sell personal information to third parties for the purpose of solicitation. At times, however, we may share information with outside companies that assist us in providing our customers with ValueBank Texas’ products and services. In these instances, the company is working on behalf of ValueBank Texas and the information remains confidential.
Keeping Information Accurate
Keeping your account information accurate and up to date is very important. If you ever find that your account information is incomplete, inaccurate or not current, please call or write to us at the telephone number or address listed on your account statement. We will correct any erroneous information as quickly as possible.
Funds Availability Policy Disclosure
Click on to read the Reg CC – Funds Availability Policy Disclosure
Offering You Choices
To make your financial life easier, we offer you different ways to manage your money. You also have choices when it comes to learning about new offers and services. For example, you can choose not to receive notification about any offers made by mail, telephone or e-mail. You can also choose not to have information from an application or an outside source, such as a credit report, shared within our family of companies. Whatever your preferences, we will honor your request. (Please note that we will continue to share some account information among our family of companies as permitted by law. We will do so for internal purposes or to provide more value and better service.) To tell us your preferences, you can:
- Visit your nearby banking center
- Call us at the telephone number listed on your statement
- Send us an e-mail: email@example.com
ValueBank Texas’ web site is linked to other Internet sites. However, since we cannot control the content of these linked sites, we are not responsible for the information they contain.
We hope you are now comfortable with the way in which we gather and use information obtained from our web site. The above policy may change at any time in order to improve our information procedures. Please feel free to contact us should you have further questions.