We Share Your Values

Important Information on Home Depot Inc. Data Breach (click here)

At ValueBank Texas, we want to help you make your dreams and goals a reality. We believe a great community bank makes a community great one family at a time.  Let us show you how!

Top Ten Cyber Security Tips

1. Think Before You Click

Always think before you click on links or images in an email, instant message or on web sites.  Be cautious when you receive attachments even if you know and trust the sender.  It is still prudent to use caution when navigating pages and clicking on links or images.

2. Use Hard to Guess Passwords

Developing a good password practices will help keep your personal information and ID more secure.  Include characters, upper and lowercase letters, numerals and symbols.

3. Avoid Phishing Scams

Phishing is a form of identity theft in which the intent is to steal your personal data.  Do not reply to emails that ask you to “verify your information” or to confirm your user-id and password.

4. Shop Safely Online

When shopping online always know with whom you’re dealing.  When submitting payment information look for the “lock” icon on the browser’s status bar to be sure your information is secure during transmission.  Always pay by credit card and keep a paper trail.

5. Protect Your Identity

Many websites track visitors.  Know that data is collected about you as a result of your online activities.  Most legitimate web sites include a privacy statement located at the bottom of the home page that details the type of personal information the site collects, whom it is shared with and how the information is used.

6. Dispose of Information Properly

Before discarding your computer or portable storage devices erase or “wiped” data from the hard drive.

7. Protect Your Children Online

Discuss and set guidelines and rules for computer use with your children.  Monitor your child’s online activities.  Consider using parental control tools that are provided by Internet Service Providers and available for purchase.

8. Protect Your Portable Devices

Secure your portable devices to protect both the device and the information contained on the device.  Change default passwords on devices i.e. on your Bluetooth.  Establish a password on all devices.  Encrypt data and data transmissions whenever possible

9. Secure Your Wireless Network

Wireless networks are not as secure as the traditional “wired” networks, but you can minimize the risk on your wireless network by enabling encryption, changing the default password, changing the Service Set Identifier (SSID).

10. Back-Up Important Files

Back-up your important files minimally on a weekly basis.  Don’t risk losing your important documents, images or files.

Internet Alerts

New Log-In Security Change For Internet Banking Customers

For security reasons, we will be eliminating usage of social security numbers as the User ID after the initial log in.

When you initially log into the Internet Banking site use your social security number. After you log in you will be prompted to change your USER ID (not your password).  Please read and follow all instructions carefully.  If you have any questions or problems, please contact customer service at 361-888-4451 or email information@vbtex.com

Important Message

We have been notified by a few customers that a survey advertisement pop-up window is appearing on their computer with ValueBank Texas’ name on it.
ValueBank Texas does not employ or sanction any auto-generated pop-up advertising or surveys on valuebanktexas.com.
In addition, ValueBank Texas does not use pop-up windows to solicit personal information such as credit card numbers, bank account information or Social Security numbers

These pop up windows are most likely produced by third-party software (adware or spyware) that was previously installed on your computer.
Most individuals do not know that their computers have been infected with this type of software and have no idea what it is doing.

Should you get pop-up advertisements while navigating any web site, there is easily available anti virus software that you can either download or purchase, including adware or spyware detection programs to remove pop-ups from your computer.

Important Links

Top Ten Cyber Security Tips

Avoid ID Theft

Transaction Notice

Ensuring Transaction Accuracy

The accuracy of your transaction is very important to us.
Please help us ensure this by:

  • Giving us your full attention
  • Refraining from cell phone use or other distractions
  • Verifying deposit amount prior to leaving teller window or drive thru
  • Counting cash withdrawals prior to leaving teller window or drive thru

Bills will be checked for counterfeit detection prior
to being accepted for deposit.

Any counterfeit bills found will not be included in deposit totals.

Overdraft Privilege

PEACE OF MIND WHEN THE UNEXPECTED HAPPENS!

Overdraft Privilege is not a line of credit.

Personal Checking Accounts Overdraft Privilege Approval Process

  • Account must be open for at least 30 days
  • Account must be maintained in good standing
    • If you qualify for Overdraft Privilege and want us to authorize and pay overdrafts, up to your overdraft limit, on ATM and everyday debit card transactions you must opt in
    • Click/Print Form 2012 Overdraft Opt In Form
    • Drop off at any ValueBank Texas Branch

 Business Checking Accounts Overdraft Privilege Approval Process

  • Account must be open for at least 60 days
  • Account must be maintained in good standing

Overdraft charges may be imposed on any overdraft created by check, in person with­drawal, or other electronic means as applicable.

Overdrafts resulting from checks and other debits paid from your account will be assessed a $27.50 charge per item.

Overdraft balances, including all non-sufficient funds and overdraft charges are payable upon demand. Your account is required to be brought to a positive balance every 30 days or less.

ValueBank Texas is not obligated to pay any item presented for payment if your account does not contain sufficient funds.

Approval of payment of reasonable overdrafts by ValueBank Texas for accounts in good standing is only a courtesy, and not a right or an obligation, is within ValueBank’s sole and absolute discretion and can cease at any time without prior notice or reason or cause.


Valued

We’re Big on Small Business!  Check out what our customers are saying.   We’ve helped large and small businesses in Texas prosper for more than 30 years.  We are ready to extend our knowledge and lending expertise to you. Call or come by today!

Valued

We’re Big on Small Business!  Check out what our customers are saying.   We’ve helped large and small businesses in Texas prosper for more than 30 years.  We are ready to extend our knowledge and lending expertise to you. Call or come by today!

Valued

We’re Big on Small Business!  Check out what our customers are saying.   We’ve helped large and small businesses in Texas prosper for more than 30 years.  We are ready to extend our knowledge and lending expertise to you. Call or come by today!