Business Checking Options

We Value Small Business

You have a great idea and the experience to make it happen.  All you need now is a little help.  That’s why we’re here.  Open a new ValueBank Texas Business Checking Account and get started turning your vision into reality today!

Small Business Checking

An account for businesses with low to moderate transaction activity

  • Free Debit Card
  • Free 24-hour telephone banking
  • Free Internet Banking
  • Free  E – Statements with check images available  (click here to download e-statement sign up form)
  • Free Loan Payments
  • Free use of ValueBank Texas ATM’s
  • $100 minimum opening deposit
  • No minimum balance
  • No monthly service fee
  • Unlimited transactions
  • Check images provided with statement
  • $300 Overdraft Privilege available
  • $.50 per item after 200
  • $3.50 statement fee waived if statement received via E-mail

Commercial Analyzed Checking

  • Free Debit Card
  • Free 24-hour telephone banking
  • Free Internet Banking
  • Free  E – Statements avaliable with check images (click here to download e-statement sign up form)
  • Free Notary Service
  • Free Treasury Tax & Loan Payments
  • Free use of ValueBank Texas ATM’s
  • $200 minimum opening deposit
  • $500 Overdraft Privilege available
  • Analyzed account
  • images provided with statement
  • $.30 per credit posted
  • $.095 per deposited item
  • $.15 per debit posted

Now Value Checking

  • Free Debit Card
  • Free 24-hour telephone banking
  • Free Internet Banking
  • Free  E – Statements with check images (click here to download e-statement sign up form)
  • Free Notary Service
  • Free Treasury Tax & Loan Payments
  • Free use of ValueBank Texas ATM’s
  • $1,000 minimum opening deposit
  • Check images provided with statement
  • Variable rate with interest compounded daily and paid monthly
  • $500 Overdraft Privilege available
  • $1,500 daily balance to avoid $15 monthly service charge or maintain a $12,500 daily balance in your savings account
  • Interest earned daily on balances $1,500+
  • Available to sole proprietors and non-profit associations only
  • Additional postage after 75 transactions

Interest:  We use the daily collected balance computation method to calculate the interest on your account.  This method applies a daily periodic rate to the principal in the account each day.  Interest begins to accrue on the business day you deposit non-cash items (for example: checks).  We reserve the right to at any time; require not less than 7 days in writing before each withdrawal from an interest bearing account other than a CD or from any other savings account as defined by Regulation D.

Annual percentage yield (APY) is variable and may change after the account is open.  Fees may reduce earnings on the account.

Valued Customer

We're Big on Small Business!  Check out what our customers are saying.   We’ve helped large and small businesses in Texas prosper for more than 30 years.  We are ready to extend our knowledge and lending expertise to you. Call or come by today! http://www.youtube.com/watch?v=Y1BLa4aH0Tk