Providing businesses with true personal service along with the knowledge and tools needed to manage their money more efficiently.
Small Business Checking
An account for businesses with low to moderate transaction activity
- Free Debit Card
- Free 24-hour telephone banking
- Free Internet Banking
- Free E – Statements with check images
- Free Notary Service
- Free Loan Payments
- Free use of ValueBank Texas ATM’s
- $100 minimum opening deposit
- No minimum balance
- No monthly service fee
- Unlimited transactions
- Check images provided with statement
- $300 Overdraft Privilege available
- For qualifying account holders in good standing effective 60 days after opening
- Click here for details information on overdraft
- $.50 per item after 200
- $3.50 statement fee waived if statement received via E-mail
Commercial Analyzed Checking
- Free Debit Card
- Free 24-hour telephone banking
- Free Internet Banking
- Free E – Statements with check images
- Free Notary Service
- Free Treasury Tax & Loan Payments
- Free use of ValueBank Texas ATM’s
- $200 minimum opening deposit
- $500 Overdraft Privilege available
- For qualifying account holders in good standing effective 60 days after opening
- Click here for details information on overdraft
- Analyzed account
- images provided with statement
- $.30 per credit posted
- $.095 per deposited item
- $.15 per debit posted
Now Value Checking
- Free Debit Card
- Free 24-hour telephone banking
- Free Internet Banking
- Free E – Statements with check images
- Free Notary Service
- Free Treasury Tax & Loan Payments
- Free use of ValueBank Texas ATM’s
- $1,000 minimum opening deposit
- Check images provided with statement
- Variable rate with interest compounded daily and paid monthly
- $500 Overdraft Privilege available
- For qualifying account holders in good standing effective 60 days after opening
- Click here for details information on overdraft
- $1,500 daily balance to avoid $15 monthly service charge or maintain a $12,500 daily balance in your savings account
- Interest earned daily on balances $1,500+
- Available to sole proprietors and non-profit associations only
- Additional postage after 75 transactions
Interest: We use the daily collected balance computation method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Interest begins to accrue on the business day you deposit non-cash items (for example: checks). We reserve the right to at any time; require not less than 7 days in writing before each withdrawal from an interest bearing account other than a CD or from any other savings account as defined by Regulation D.
Annual percentage yield (APY) is variable and may change after the account is open. Fees may reduce earnings on the account.