 |
Calculators Links |
 |
| |
-
Comparison: |
This calculator will help you to compare the total interest charges of four different loans.
|
|
| |
-
Payments: |
This calculator will
show
amount of payment, total paid over
the life of the loan, total
interest, and can build a payment
schedule.
|
|
| |
-
Refinancing: |
This calculator will help you
to decide whether or not you should
refinance your current mortgage at a
lower interest rate. Not only
will this calculator calculate the
monthly payment and net interest
savings, but it will also calculate
how many months it will take to
break even on the closing costs.
|
|
| |
-
Bi-Weekly: |
This calculator will show you
how much you will save if you make
1/2 of your mortgage payment every
two weeks instead of making a full
mortgage payment once a month.
In effect, you will be making one
extra mortgage payment per
year--without hardly noticing the
additional cash outflow. But,
as your about to discover, you will
certainly notice the increased cash
flow that will occur when you pay
your mortgage off way ahead of
schedule!
|
|
| |
-
Investment: |
Before you go throwing darts
on Wall Street, check to make sure
you can't earn a higher rate of
return simply by investing in your
own debt! For example, if you
have a credit card balance that's
costing you 19% per year, and you
increase your payment, you will get
a guaranteed 19% return on
your investment. What's more,
your earnings will be tax-free! So
use this calculator to see how much
you could be earning if you
increased your payment on any one of
your debts.
|
|
| |
-
Lifetime: |
This calculator will show you how
much you'll save over the course of
your lifetime when permanently
switching from any given high priced
buying habit (name brand) to its
functional, less expensive
equivalent (generic). Plus, it
will also show you how much interest
you could earn if you were to invest
all or part of those savings as you
realized them. As you're about
to see, "a penny saved" can REALLY
ADD UP!
|
|
| |
-
Future Value: |
This
calculator will show you the Forgone
Interest Earnings that will result
after spending a given dollar amount
on a non-appreciating, non-necessary
purchase.
|
|
| |
- |
Future Value
of
Periodic Payments: |
This
calculator will show you how much
interest you will earn over a given
period of time; at any given
interest rate; based on an initial
investment plus a fixed monthly
addition. The calculator
compounds monthly and assumes
deposits are made at the beginning
of each month.
|
|
| |
- |
Credit Card
Minimum Payments: |
This
calculator will show you how much
interest you will end up paying if
you make only the minimum required
payment on your credit card bill. It
will also tell you how many minimum
payments you will make before your
balance is paid off (up to a maximum
of 600 payments).
|
|
| |
- |
Car Cost
Comparison: |
When buying a car most people
fail to consider ALL of the expenses
that will be generated by their
purchase. And because nearly
all car buying scenarios come with
different variables (depreciation
rates, interest rates, purchase
prices, insurance costs, mpg
ratings, etc.), it becomes extremely
difficult to compare one buying
scenario with another...until now
that is. This calculator will
not only help you to forecast the
REAL COST of buying and owning a
car, but it will also help you to
more accurately compare the real
cost of one car buying scenario with
the real cost of a second car buying
scenario.
|
|
|
|
|
