Jobs Listing | Value Bank Texas

Title	Retail Banking Manager
Location	Texas
Job Type	Full-Time
Job Description	Job Purpose: Achieves branch bank objectives by developing business opportunities; meeting sales quotas; managing staff. Duties: * Attracts new business and expands current business by soliciting consumer deposit accounts and mortgage lending from current and prospective clients; cross-selling services within the branch; pursuing consumer loans. * Qualifies loans by interviewing, analyzing, and evaluating applicants. * Ensures compliance with bank loan policies and government regulations by maintaining consumer credit and mortgage files; coordinating efforts with audit, loan review, branch operations, and collection departments. * Identifies and solves community’s credit needs by meeting with community groups and offering available products to entire community, including low- and moderate-income areas. * Develops trust and other noninterest fee income business by publicizing the branch’s service capabilities. * Generates commercial loans by meeting potential customers in the business community. * Meets sales objectives by conducting sales meetings; establishing sales quotas; monitoring demographic sales results; applying marketing research; defining strategies. * Completes branch operational requirements by scheduling and assigning employees; following up on work results. * Maintains staff by recruiting, selecting, orienting, and training employees. * Maintains staff job results by counseling and disciplining employees; planning, monitoring, and appraising job results. * Maintains professional and technical knowledge by attending educational workshops; reviewing professional publications; establishing personal networks; participating in professional societies. * Achieves financial objectives by preparing an annual budget; scheduling expenditures; analyzing variances; initiating corrective actions. * Contributes to team effort by accomplishing related results as needed. Experience: Minimum of 5 years banking experience. Skills/Qualifications: Financial Skills, Financial Planning and Strategy, People Management, Staffing, Financial Diagnosis, Client Relationships, Legal Compliance, Meeting Sales Goals, Sales Planning, Managing Profitability, Internal Communications
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Title	Part Time Teller-Rockport
Location	Rockport, Texas
Job Type	Full-Time
Job Description	This position assists customers by cashing checks, receiving deposits, and processing other transactions as authorized; refers questionable transactions to the Head Teller; balances all transactions processed each business day and provides for the security of assigned cash; and assists customers in any way possible to improve customer relations. MINIMUM QUALIFICATIONS • High school diploma or GED certificate • Prior cash handling experience.
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Title	Commercial Lender
Location	Corpus Christi, Texas
Job Type	Full-Time
Job Description	BASIC FUNCTION Responsible for developing business, sales, and revenue growth for the bank; maintaining profitable account relationships; provide financial services and products to help the bank succeed and expand current clients. RESPONSIBILITIES AND JOB DUTIES Reach out to new business customers and develop relationships to expand customer base. Profile new and existing customers to ensure cross-sell of deposits, credit, and personal banking products; helping the customer make informed choices Identify consumer product opportunities among business owners to enhance loan portfolio. Analyze the client’s financial condition and recommend alternative or additional financial services to best meet the client’s immediate and long-term business and personal needs. Identify opportunities to refer larger lending needs to Commercial Lenders Communicate with Retail Banking Managers, Customer Service Managers, and Lenders to increase comfort and improve the relationship with customers and prospects. Drive the Bank’s P&L growth by working with existing customers to ensure cross-sell and capture of entire relationship, improving customer retention and increasing the bank’s revenue growth. Be the face of the bank in small business community and assume an appropriate leadership role. Responsible for being up to date and fully understanding the entire spectrum of the bank products and services including latest interest rates, projected trends, and any changes in banking regulations. MINIMUM QUALIFICATIONS Prefer Bachelor’s in Business Administration Professional or Commercial banking experience 3-5 years of proven consultative outside sales experience in financial services, business to business sales or small business banking Proven track record of prospecting new business, enhancing existing relationships and meeting or exceeding sales goals Ability to understand and interpret financial statements and cash flow analysis Capable of organizing, facilitating, leading and negotiating with team of bank associates to solve client issues.
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