ValueBank Savings Accounts

ValueBank Texas

It's Never too Late to Start Saving.

For more information call (361) 888-4451 or stop by one of our 10 Convenient Locations.

Value Savings Account

Earn interest on your deposits while maintaining convenient access to your money.

  • $50 minimum opening deposit
  • Interest compounded and paid quarterly
  • Interest earned daily when collected balance is $400+
  • Link checking account for overdraft protection
  • $400 daily balance or $25 automatic transfer from your checking account to avoid $7.50 quarterly service charge
  • Transaction limitations:  6 pre-authorized, telephone, computer or automatic transfers per quarter;
  • $3 per debit after 6 per quarter (Debit" Any and all withdrawals made from this account, except for bank-associated fees and/or services charges)
  • FREE Transactions at ValueBank Texas ATM’s
  • FREE Internet Banking
  • FREE 24 hour telephone account inquiry
  • FREE Notary service
  • Free E-Statement with check images or checks images provided with mailed statement.

Interest:  We use the daily collected balance computation method to calculate the interest on your account.  This method applies a daily periodic rate to the principal in the account each day.  Interest begins to accrue on the business day you deposit non-cash items (for example: checks).  We reserve the right to at any time; require not less than 7 days in writing before each withdrawal from an interest bearing account other than a CD or from any other savings account as defined by Regulation D.

Annual percentage yield (APY) is variable and may change after the account is open.  Fees may reduce earnings on the account.

Platinum Money Market

A tiered, interest-bearing account for customers with larger balances and low transaction activity, designed to earn higher interest rates.

  • $2,500 minimum opening deposit
  • Variable rate with interest compounded and paid monthly
  • $15 monthly service charge waived if daily balance in $2,500
  • $10 per debit after 6 debits per month (Any and all withdrawals made from this account, except for bank-associated fees and/or services charges)
  • Monthly statement
  • FREE Transactions at ValueBank Texas ATM’s
  • FREE Internet Banking
  • FREE 24 hour telephone account inquiry
  • FREE Notary service
  • Free E-Statement with check images or checks images provided with mailed statement
  • Tiers for interest rate
    • $100,000 or more
    • $50,000 to $100,000
    • $25,000 to $50,000
    • $10,000 to $25,000
    • $2,500 to $10,000

Interest:  We use the daily collected balance computation method to calculate the interest on your account.  This method applies a daily periodic rate to the principal in the account each day.  Interest begins to accrue on the business day you deposit non-cash items (for example: checks).  We reserve the right to at any time; require not less than 7 days in writing before each withdrawal from an interest bearing account other than a CD or from any other savings account as defined by Regulation D.

Annual percentage yield (APY) is variable and may change after the account is open.  Fees may reduce earnings on the account.

Certificate of Deposit

A non-transaction account paying a guaranteed interest rate and APY for the term of the CD

  • $1,000 minimum opening deposit
  • Fixed rate for term of CD
  • Higher rates and APY available for deposits over $100,000
  • Flexible terms – 90 days to 2 years
  • 2 year step up with one time rate increase during the term is available
  • Interest may be compounded into the CD at maturity, credited to another account monthly or paid by check monthly
  • Penalty for early withdrawal
  • IRA’s available
  • Convenient automatic renewal
  • FREE Internet Banking

Interest:  We use the daily collected balance computation method to calculate the interest on your account.  This method applies a daily periodic rate to the principal in the account each day.  Interest begins to accrue on the business day you deposit non-cash items (for example: checks).  We reserve the right to at any time; require not less than 7 days in writing before each withdrawal from an interest bearing account other than a CD or from any other savings account as defined by Regulation D.