Federal Deposit Insurance Corporation - FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Federal Deposit Insurance Corporation - FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Saving money is a habit that pays. At ValueBank Texas, we offer a variety of savings and CD accounts to help you prepare for any short or long-term goals you might have. It’s never too late to start saving. Come by today to open an account.
| VBT Business Savings For Those Looking For A Minimum Opening Deposit | VBT Business Money Market For Those Looking For Tiered Interest Rates With The Ability To Access Emergency Funds | CDS For Those Looking For A Secure, Reliable Return At Competitive Rates | |
|---|---|---|---|
Minimum Opening Deposit | VBT Business Savings For Those Looking For A Minimum Opening Deposit $50 | VBT Business Money Market For Those Looking For Tiered Interest Rates With The Ability To Access Emergency Funds $2,500 | CDS For Those Looking For A Secure, Reliable Return At Competitive Rates $1,000 |
Minimum Daily Bal. to
Avoid Fee & Earn Interest | VBT Business Savings For Those Looking For A Minimum Opening Deposit $400 | VBT Business Money Market For Those Looking For Tiered Interest Rates With The Ability To Access Emergency Funds $2,500 | CDS For Those Looking For A Secure, Reliable Return At Competitive Rates $1,000 |
Minimum Balance Fee | VBT Business Savings For Those Looking For A Minimum Opening Deposit $12 per quarter | VBT Business Money Market For Those Looking For Tiered Interest Rates With The Ability To Access Emergency Funds $15 | CDS For Those Looking For A Secure, Reliable Return At Competitive Rates None |
Per Item Fee | VBT Business Savings For Those Looking For A Minimum Opening Deposit $6 after six withdrawals per quarter | VBT Business Money Market For Those Looking For Tiered Interest Rates With The Ability To Access Emergency Funds $10 after six withdrawals per month | CDS For Those Looking For A Secure, Reliable Return At Competitive Rates None |
Transaction Limits | VBT Business Savings For Those Looking For A Minimum Opening Deposit Six per quarter | VBT Business Money Market For Those Looking For Tiered Interest Rates With The Ability To Access Emergency Funds Six per month | CDS For Those Looking For A Secure, Reliable Return At Competitive Rates Penalties apply for early withdrawals |
Interest Paid
Minimum Daily
Balance to Earn Interest | VBT Business Savings For Those Looking For A Minimum Opening Deposit Yes1 $400 | VBT Business Money Market For Those Looking For Tiered Interest Rates With The Ability To Access Emergency Funds Yes1 $2,500 | CDS For Those Looking For A Secure, Reliable Return At Competitive Rates Yes1 $1,000 |
Tiered Interest | VBT Business Savings For Those Looking For A Minimum Opening Deposit No | VBT Business Money Market For Those Looking For Tiered Interest Rates With The Ability To Access Emergency Funds Interest Rate Tiers** | CDS For Those Looking For A Secure, Reliable Return At Competitive Rates Rates vary |
Fixed Interest Rate | VBT Business Savings For Those Looking For A Minimum Opening Deposit No | VBT Business Money Market For Those Looking For Tiered Interest Rates With The Ability To Access Emergency Funds No | CDS For Those Looking For A Secure, Reliable Return At Competitive Rates Term of CD |
DISCLOSURES
1. Interest: We use the daily collected balance computation method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Interest begins to accrue on the business day you deposit non-cash items (for example: checks). We reserve the right at any time to require not less than 7 days in writing before each withdrawal from a savings account. Fees may reduce earnings on the account.
Annual percentage yield (APY) is variable and may change after the account is open. Fees may reduce earnings on the account.
** Interest Rate Tiers: $2,500 – $9,999; $10,000 – $24,999; $25,000 – $49,999; $50,000 – $99,999; $100,000 or more
