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ValueBank Texas offers business savings tailored for you.
Saving money is a habit that pays. At ValueBank Texas, we offer a variety of savings and CD accounts to help you prepare for any short or long-term goals you might have. It’s never too late to start saving. Come by today to open an account.
Savings Account Comparison Table
See below for all disclosures
| VBT Business Savings | VBT Business Money Market | CDs | |
|---|---|---|---|
| For those looking for a minimum opening deposit | For those looking for tiered interest rates with the ability to access emergency funds | For those looking for a secure, reliable return at competitive rates | |
| Minimum Opening Deposit | $50 | $2,500 | $1,000 |
| Minimum Daily Bal. to Avoid Fee & Earn Interest | $400 | $2,500 | $1,000 |
| Minimum Balance Fee | $12 per quarter | $15 | None |
| Per Item Fee | $6 after six withdrawals per quarter | $10 after six withdrawals per month | None |
| Transaction Limits | Six per quarter | Six per month | Penalties apply for early withdrawals |
| Interest Paid Minimum Daily Balance to Earn Interest | Yes1 $400 | Yes1 $2,500 | Yes1 $1,000 |
| Tiered Interest | No | Interest Rate Tiers** | Rates vary |
| Fixed Interest Rate | No | No | Term of CD |
CREDIT CARD
The ValueBank Texas credit card provides flexibility, convenience, and security.
DISCLOSURES
1. Interest: We use the daily collected balance computation method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Interest begins to accrue on the business day you deposit non-cash items (for example: checks). We reserve the right at any time to require not less than 7 days in writing before each withdrawal from a savings account. Fees may reduce earnings on the account.
Annual percentage yield (APY) is variable and may change after the account is open. Fees may reduce earnings on the account.
** Interest Rate Tiers: $2,500 – $9,999; $10,000 – $24,999; $25,000 – $49,999; $50,000 – $99,999; $100,000 or more