ValueBank Texas

Families

We help families address the many financial matters they face, balancing today’s needs with the goals of tomorrow. Our mission is to serve as your family’s financial advisors for life, building your legacy as your family builds, grows, and evolves into future generations.

Retirees

We help retirees with a personalized plan designed to preserve their wealth and mitigate the impact of market risk, taxes, and inflation. This includes a withdrawal strategy that strikes a balance between your need for monthly income and making your money last. We also review matters such as Social Security and Medicare. Plus, we collaborate with legal and insurance professionals on estate plans, life insurance, and long-term care.

Young Professionals

We help young professionals clarify their goals and map out a long-term plan for the milestones ahead – such as buying a home, paying for their children’s college educations, and saving for retirement. We stress the importance of establishing good financial habits and strategies – controlling debt, prioritizing needs, building an emergency fund, having insurance protection, and contributing to a company retirement plan.

Business Owners

We understand the challenges business owners face and offer advice and strategies designed to take their business to the next level. We help with matters such as asset protection, cash management, company retirement plans, insurance, financing, succession planning, 401(k) plan design, and, of course, eventual retirement.

Investment banking services are offered through Raymond James, a full-service investment bank with national and international capabilities providing expertise in mergers and acquisitions, including buy-side, and sell-side assignments.

1. Understand your needs.

Our process typically begins by getting to know you and your family while gathering information about your current circumstances, your future goals, your concerns and your aspirations. During this phase, we discuss the strategies and services available to help solve the specific financial challenges you face.

2. Design a comprehensive plan.

Your plan may focus on a single objective or a more complex strategy. Your plan could be as singular as saving for retirement or a child’s education, monetizing a concentrated equity position, or establishing a trust to benefit a child with special needs. Or, you may require a complex strategy that includes help with positioning and selling your business. You may be in need of multiple strategies; keeping your business, developing an effective plan for retirement, and establishing a charitable trust to fund your philanthropic desires.

3. Implement your plan.

In this phase, the planning is put into motion, collaborating with other relevant professionals as needed – Raymond James specialists or your current attorney or CPA. Your plan is based on the goals uncovered in previous steps of the advisory process and factors in your investment horizon, as well as the types and levels of risk that you can afford and with which you’re comfortable.

4. Manage your plan.

Financial planning is an ongoing process in which it’s essential to monitor the progress of your investments within the context of your goals and periodically review all relevant information. It may become necessary to adjust the particular components of your plan in light of changing circumstances and evolving objectives. Should economic and financial circumstances warrant, our team may also recommend tactical changes to your portfolio – while still adhering to your long-term goals.

We’d like to invest some time
in knowing you.

It’s the key that enables us to serve as your
trusted financial partner, guiding you through
the major transitions and milestones of your
life. Throughout it all, we’ll stay closely
connected with you and your life, and keep
you fully apprised of how your portfolio is
progressing toward your goals.