VBT BUSINESS SAVINGS
FOR THOSE LOOKING FOR A MINIMUM OPENING DEPOSIT		VBT BUSINESS MONEY MARKET
FOR THOSE LOOKING FOR TIERED INTEREST RATES WITH THE ABILITY TO ACCESS EMERGENCY FUNDS		CDS
FOR THOSE LOOKING FOR A SECURE, RELIABLE RETURN AT COMPETITIVE RATES
Minimum Opening Deposit
VBT BUSINESS SAVINGS
FOR THOSE LOOKING FOR A MINIMUM OPENING DEPOSIT
$50
VBT BUSINESS MONEY MARKET
FOR THOSE LOOKING FOR TIERED INTEREST RATES WITH THE ABILITY TO ACCESS EMERGENCY FUNDS
$2,500
CDS
FOR THOSE LOOKING FOR A SECURE, RELIABLE RETURN AT COMPETITIVE RATES
$1,000
Minimum Daily Bal. to Avoid Fee & Earn Interest
VBT BUSINESS SAVINGS
FOR THOSE LOOKING FOR A MINIMUM OPENING DEPOSIT
$400
VBT BUSINESS MONEY MARKET
FOR THOSE LOOKING FOR TIERED INTEREST RATES WITH THE ABILITY TO ACCESS EMERGENCY FUNDS
$2,500
CDS
FOR THOSE LOOKING FOR A SECURE, RELIABLE RETURN AT COMPETITIVE RATES
$1,000
Minimum Balance Fee
VBT BUSINESS SAVINGS
FOR THOSE LOOKING FOR A MINIMUM OPENING DEPOSIT
$12 per quarter
VBT BUSINESS MONEY MARKET
FOR THOSE LOOKING FOR TIERED INTEREST RATES WITH THE ABILITY TO ACCESS EMERGENCY FUNDS
$15
CDS
FOR THOSE LOOKING FOR A SECURE, RELIABLE RETURN AT COMPETITIVE RATES
None
Per Item Fee
VBT BUSINESS SAVINGS
FOR THOSE LOOKING FOR A MINIMUM OPENING DEPOSIT
$6 after six withdrawals per quarter
VBT BUSINESS MONEY MARKET
FOR THOSE LOOKING FOR TIERED INTEREST RATES WITH THE ABILITY TO ACCESS EMERGENCY FUNDS
$10 after six withdrawals per month
CDS
FOR THOSE LOOKING FOR A SECURE, RELIABLE RETURN AT COMPETITIVE RATES
None
Transaction Limits
VBT BUSINESS SAVINGS
FOR THOSE LOOKING FOR A MINIMUM OPENING DEPOSIT
Six per quarter
VBT BUSINESS MONEY MARKET
FOR THOSE LOOKING FOR TIERED INTEREST RATES WITH THE ABILITY TO ACCESS EMERGENCY FUNDS
Six per month
CDS
FOR THOSE LOOKING FOR A SECURE, RELIABLE RETURN AT COMPETITIVE RATES
Penalties apply for early withdrawals
Interest Paid Minimum Daily Balance to Earn Interest
VBT BUSINESS SAVINGS
FOR THOSE LOOKING FOR A MINIMUM OPENING DEPOSIT
Yes1
$400
VBT BUSINESS MONEY MARKET
FOR THOSE LOOKING FOR TIERED INTEREST RATES WITH THE ABILITY TO ACCESS EMERGENCY FUNDS
Yes1
$2,500
CDS
FOR THOSE LOOKING FOR A SECURE, RELIABLE RETURN AT COMPETITIVE RATES
Yes1
$1,000
Tiered Interest
VBT BUSINESS SAVINGS
FOR THOSE LOOKING FOR A MINIMUM OPENING DEPOSIT
No
VBT BUSINESS MONEY MARKET
FOR THOSE LOOKING FOR TIERED INTEREST RATES WITH THE ABILITY TO ACCESS EMERGENCY FUNDS
Interest Rate Tiers**
CDS
FOR THOSE LOOKING FOR A SECURE, RELIABLE RETURN AT COMPETITIVE RATES
Rates vary
Fixed Interest Rate
VBT BUSINESS SAVINGS
FOR THOSE LOOKING FOR A MINIMUM OPENING DEPOSIT
No
VBT BUSINESS MONEY MARKET
FOR THOSE LOOKING FOR TIERED INTEREST RATES WITH THE ABILITY TO ACCESS EMERGENCY FUNDS
No
CDS
FOR THOSE LOOKING FOR A SECURE, RELIABLE RETURN AT COMPETITIVE RATES
Term of CD